3f:["$","div",null,{"className":"mt-10 md:mt-12 lg:grid lg:grid-cols-[minmax(0,1fr)_300px] lg:gap-16","children":[["$","div",null,{"className":"min-w-0","children":[["$","section",null,{"children":[["$","h2",null,{"className":"m-0 font-sans text-[13px] leading-none font-bold tracking-[0.14em] text-primary uppercase","children":"Définition"}],["$","p",null,{"className":"mt-4 border-l-4 border-primary py-1 pl-5 text-[19px] leading-relaxed font-semibold text-ink md:pl-6 md:text-[21px]","children":"Taux d'intérêt maximum légal (TAEG) que les établissements de crédit sont autorisés à pratiquer."}],["$","div",null,{"className":"$42","dangerouslySetInnerHTML":{"__html":"

Calcul

Trimestriel par la Banque de France = taux effectif moyen du trimestre précédent, majoré d'un tiers.

Effet

Un prêt dont le TAEG dépasse le taux d'usure est interdit (prêt usuraire).

Publication

Journal officiel.

Seuils

Différents selon le type et le montant du crédit.

"}}]]}],["$","aside",null,{"className":"mt-10 flex gap-4 rounded-lg border-l-4 border-yellow bg-mlt-bg-yellow p-5 md:p-6","children":[["$","div",null,{"className":"pt-0.5 text-warning","children":["$","svg",null,{"ref":"$undefined","xmlns":"http://www.w3.org/2000/svg","width":24,"height":24,"viewBox":"0 0 24 24","fill":"none","stroke":"currentColor","strokeWidth":2,"strokeLinecap":"round","strokeLinejoin":"round","className":"lucide lucide-lightbulb h-5 w-5","aria-hidden":"true","children":[["$","path","1gvzjb",{"d":"M15 14c.2-1 .7-1.7 1.5-2.5 1-.9 1.5-2.2 1.5-3.5A6 6 0 0 0 6 8c0 1 .2 2.2 1.5 3.5.7.7 1.3 1.5 1.5 2.5"}],["$","path","x1upvd",{"d":"M9 18h6"}],["$","path","ceow96",{"d":"M10 22h4"}],"$undefined"]}]}],["$","div",null,{"children":[["$","strong",null,{"className":"block text-[13px] font-bold tracking-[0.12em] text-warning uppercase","children":"Note d'usage"}],"$L43"]}]]}],"$L44",null,"$L45"]}],"$L46"]}]

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Définition

Calcul

Effet

Publication

Seuils